Wed. May 22nd, 2024

Everyone knows the importance of having MBI insurance in New Zealand, but what about mechanical breakdown insurance? This blog will go over everything you need to know about this essential protection, including the different types of coverage and what you need to do to get it. Whether you’re new to the idea of mechanical breakdown insurance or have been using it for years, read on to learn all the essentials!

What’s the Difference Between Mechanical Breakdown Insurance and a Service Contract

When it comes to cars, nothing is more important than the safety of the occupants. That’s why mechanical breakdown insurance (MBI) is such a valuable insurance policy. MBI protects your car from damage caused by other vehicles, regardless of the cause.

This means that even if your car is stolen or vandalized, MBI will cover the cost of the repairs.

A service contract, on the other hand, offers similar benefits but is usually cheaper to purchase. The main difference between the two policies is that MBI premiums depend on the make and model of your car, as well as its age and value.

MBI insurance in New Zealand

So, if you have a newer car with a higher value, the premium will be higher. In addition, it’s important to choose a policy that covers all necessary repairs, not just mechanical ones. This way, you’re fully protected against unforeseen costs down the road.

Overall, MBI insurance NZ is a great policy for those who love their cars and want to ensure their safety.

Where To Get Repairs

When your car breaks down, you want to be sure that the mechanic you choose is reputable and has the expertise to get the job done right the first time. You can also find out if the mechanic offers any discounts or guarantees on repairs. In the event of a mechanical breakdown, having the right insurance can make all the difference.

Make sure to ask the mechanic if they offer mechanical breakdown insurance, and if so, find out the location of the nearest mechanic. Knowing where to get repairs done is essential in ensuring a speedy and hassle-free experience.

Mechanical Breakdown Insurance Extras

When you’re shopping for car mechanical breakdown insurance, it’s important to understand the basics. A broken window is not considered a mechanical breakdown, so be sure to include that in your policy. Make sure you understand what is and isn’t covered under your policy – this will help minimize the cost of coverage.

Additionally, get quotes from at least three companies to find the best rate for you. Remember, the best mechanical breakdown insurance coverage includes comprehensive coverage for everything from engine failures to transmission breakdowns.

So, whether you’re a first-time car owner or a seasoned driver, make sure you have the right coverage for your car.


In today’s world, the risk of a mechanical breakdown is always present. If you own a car, it is important to have mechanical breakdown insurance in place to cover the costs of repairs.

This article provides an overview of what MBI insurance NZ is, where to get it, and some of the benefits that come with it. Make sure to read the article all the way through to understand everything you need to know about this important insurance policy.